Discovering moments of calm amidst the bustling atmosphere of airports can be quite a task in our modern, hectic world, where travel has become an essential part of our everyday lives. Nevertheless, with the appropriate credit card, one can indulge in luxury and convenience, especially when entering airport lounges. These destinations provide a peaceful atmosphere for travellers to relax before their trip. This article will discuss India’s top 10 credit cards that offer airport lounge access in 2024. Every card provides exclusive features and bonuses that elevate your travel experience.
SBI Bank Airport Lounge Access Credit Cards
Select from cards such as SBI Prime, which provides 8 complimentary domestic and 4 international lounge visits annually, or SBI ELITE, which offers 2 domestic lounge visits every quarter. In addition, specific cards, such as Club Vistara SBI Card PRIME and Etihad Guest SBI Premier Card, provide specialised lounge access perks designed for frequent travellers.
SBI Elite Card
- Membership and annual fee: Rs. 4999 + Taxes
- Enjoy a fantastic Welcome Benefit – an e-gift Voucher worth Rs. 5,000!
- Enjoy access to 8 domestic lounges and6 international lounges per year.
- Enjoy 5X Reward Points on your dining, departmental store, and grocery purchases.
- Get 2 Reward Points for every Rs. 100 spent on all purchases, excluding fuel.
- Receive a generous bonus of 10,000 Reward Points when you reach annual spending of Rs. 3 lakhs and 4 Enjoy the added benefit of fuel surcharge waivers.
- Discounts on dining
- Complimentary movie tickets
SBI PRIME Credit Card
- Membership Fee: Rs. 2999 + Taxes
- Enjoy the perks of our exclusive benefits. Receive an e-Gift Voucher worth Rs. 3,000 and indulge in lounge access. You’ll receive 8 complimentary visits per calendar year to Domestic Lounges and 4 complimentary visits to International Priority Pass lounges outside India.
- Earn 10reward points for every Rs. 100 spent on dining, groceries, departmental stores, and movies.
- Reach a spending milestone of Rs. 50,000 within a calendar quarter to receive a Pizza Hut e-Voucher worth Rs. 1,000.
- Renewal Fee waived for annual spends of Rs. 3 Lakhs.
- Receive an E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons when you reach annual spending of Rs. 5 Lakhs.
- Experience the benefits of Trident Privilege Red Tier Membership at no cost.
- Experience the benefits of Club Vistara Silver membership, which is entirely free of charge. Receive 1 Upgrade Voucher. For every Rs. 100 spent on Vistara flights, get 9 Club Vistara Points.
Air India Signature Credit Card
- The joining and yearly fees amount to Rs. 4999, excluding taxes.
- You receive 20,000 Reward points as a welcome gift upon paying your registration fee.
- Enjoy complimentary Flying Returns membership with Air India’s Frequent Flyer program.
- Enjoy eight complimentary visits to Indian domestic VISA lounges every year.
- With every 100 rupees spent, you’ll earn four reward points.
- Convert your reward points into Air India miles. A reward point is equivalent to one air mile.
- When you purchase Air India tickets through airindia.com or the Airindia mobile app, you can earn up to 30 Reward Points for every Rs. 100 spent.
SBI Card Prime Club Vistara
- Membership Fee: Rs. 2999 plus taxes per year.
- After paying the annual or renewal cost, you will receive a Premium Economy ticket as an E-Gift Voucher.
- Access to the lounge – Enjoy 8 complimentary visits to Indian domestic VISA lounges annually.
- For every rupee 200 you spend, you’ll earn 4 CV Points.
- Receive an additional 3,000 CV Points by making purchases totalling Rs. 75,000 within ninety days of receiving your card.
- You will receive one Premium Economy ticket for every Rs. 1.5 lakh, Rs. 3 lakh, Rs. You spend 4.5 lakh and Rs. 8 lakh each year.
- Receive a free $99—subscription to the Priority Pass Program.
- Enjoy up to 4 complimentary trips (with a maximum of two visits per quarter) to International Priority Pass Lounges outside of India every calendar year.
Axis Bank Airport Lounge Access Credit Cards
Axis Bank credit cards with airport lounge access satisfy modern travellers’ requirements for comfort and ease. These cards provide a tranquil haven away from the hectic airport environment, with free access to premium airport lounges worldwide. With their benefits—flight miles, exclusive dining experiences, and fuel charge exemptions—frequent travellers and jet-setters will find travel more rewarding and stress-free.
Axis Bank Visa Signature Credit Card
- The joining fee is 3000 rupees plus taxes, and there is also an annual fee.
- Welcome Benefit: Each year, you will receive one complimentary ticket in Premium Economy Class, a free Club Vistara Silver membership, and 8 complimentary domestic lounge visits.
- For every 200 rupees spent, get four CV points.
- In Premium Economy, meet benchmarks to earn additional CV points and up to 4 tickets.
- Insurance benefits include things like delayed flights and lost baggage.
- Adjust purchases to EMIs.
Axis Bank Vistara Credit Card
- Annual & Joining Fee: Rs. 1500 + Taxes
- Welcome Benefits: A free Club Vistara Silver membership, 1 complimentary Premium Economy Class ticket and 8 free domestic lounge visits a year.
- Buy two CV points for Rs 200.
- Achieve additional CV points and up to 3 Economy class tickets at milestones.
- Insurance benefits include things like delayed flights and lost baggage.
- Convert purchases to EMIs.
Axis Bank Magnus Credit Card
- Membership and annual fees: Rs. 10,000 plus applicable taxes
- You can enjoy a complimentary economy class ticket to any domestic destination and a coupon worth Rs. 12500 as a special offer.
- Experience the convenience of unlimited access to lounges, both locally and internationally.
- Earn 12 Axis EDGE reward points for every 200 rupees spent.
- Enjoy a 15% discount on your stay at Oberoi Hotels.
- Get a second ticket from BookMyShow for a discount of up to Rs. 500.
- Enjoy a 10% discount at over 4000 Indian eateries.
- Explore the numerous benefits of preventive healthcare, including access to medical assistance, insurance coverage, a dedicated medical concierge program, and the option of a second medical opinion.
- With a monthly expenditure of Rs. 1 lac, you can earn either 25000 EDGE reward points or Rs. 5000.
HDFC Bank Airport Lounge Access Credit Cards
HDFC Bank provides a diverse selection of credit cards tailored to various needs, such as travel, shopping, and lifestyle. Among the multiple choices, HDFC credit cards with lounge access are highly impressive, particularly for travel purposes. These cards are renowned for their travel-centric perks, including the highly coveted benefit of complimentary lounge access.
HDFC Regalia Credit Card
- Membership and annual fee: Rs. 2500 + Taxes
- You will receive a generous welcome benefit of 2,000 reward points when you join and renew.
- Enjoy8 complimentary airport lounge accesses every calendar year, subject to meeting minimum spending requirements.
- With Swiggy Dineout, you can save up to 20% on all 20,000+ restaurant bills.
- Earn four reward points for every Rs. 150 spent.
- During an anniversary year, if you spend Rs. 5 lakh, you will receive 10,000 bonus reward points. If you spend Rs. 8 lakh, you will be eligible for an additional 5,000 reward points.
HDFC Infinia Credit Card
- Annual Fee and Membership: Rs. 12500 + Taxes
- Enjoy the perks of being a valued member: receive 12,500 Reward Points as a welcome incentive, get a complimentary Club Marriott membership for the first year, and enjoy a generous 20% discount on dining and accommodations in the Asia-Pacific region.
- Enjoy the Lounge Benefit, which grants complimentary access to domestic and international airport lounges.
- Enjoy a complimentary Club Marriott membership for one year.
- Earn 5 Reward Points for every Rs. 150 spent with the HDFC Bank Infinia Card, excluding fuel purchases.
- Concierge services are available 24/7, no matter where you are.
- You will have unlimited play at top-tier golf courses domestically and internationally.
- Only a 2% foreign exchange markup is required.
- Enjoy the advantages of indulging in unique dining experiences along the Good Food Trail.
- Weekends at several ITC hotels offer a fantastic deal of a complimentary buffet when you purchase one.
- Get the opportunity to enjoy two complimentary nights at selected ITC hotels.
- Spending determines the waived annual membership fee.
- You can maximise your savings with a 1% fuel fee exemption available at all gas stations.
HDFC Bank Tata Neu Infinity Credit Card
- Membership Fee: Rs.1499 + Taxes Exclusive Welcome Bonus – 1,499 NeuCoins on Tata Neu App
- Experience the Lounge Benefit and access 8 domestic and 4 international airport lounges annually.
- Get a 10% cashback on all purchases made through the Tata Neu app.
- Get a 5% return in NeuCoins when you shop at Tata’s partner brands, and earn 1.5% NeuCoins on all other expenses.
- We set our foreign currency markup fee at a meagre rate of 2%.
- Experience the benefit of a 1% fuel surcharge waiver, allowing you to save up to Rs. 500 per month.
- Renewal fee waived based on spending.
HDFC Millennia Credit Card
- Membership and annual fee: Rs.1000 + Taxes
- Experience the incredible advantage of receiving a substantial Welcome Benefit of 1,000 CashPoints.
- Experience the exclusive Lounge Benefit, offering4 domestic airport lounges annually.
- When you make purchases totalling Rs. 1 Lakh or more in a quarter, you’ll be rewarded with gift vouchers worth Rs. 1000.
- Experience a 5% cashback at select partner online merchants, including popular e-commerce websites like Amazon and Flipkart.
- Enjoy a 1% cashback on all purchases except fuel, rental, and government expenses.
- Experience an exclusive discount of up to 20% at our partner restaurants through Swiggy Dineout.
- You can receive a renewal fee waiver if you spend Rs. 1,00,000 the previous year.
American Express Airport Lounge Access Credit Cards
For frequent travellers, American Express Cards with Airport Lounge Access provide exceptional luxury. These cards offer access to luxurious airport lounges worldwide, guaranteeing a first-class and tranquil experience throughout your travels.
American Express Rewards Credit Card
- Membership Fee: Rs.5000 + Taxes for the first year, followed by Rs. 10000 + Taxes annually.
- Welcome Benefit: You will receive a generous Welcome Gift of 11,000 Bonus Membership Rewards Points when you spend at least Rs—30,000 within 90 days of receiving your card.
- Enjoy the perk of complimentary access to domestic airport lounges across India.
- Earn 1 Membership Rewards Point for every Rs. 50 spent using the card, excluding fuel, insurance, utility, and EMI conversions.
- Monthly vouchers from popular brands such as Flipkart or BookMyShow, among others, are milestone benefits.
- Enjoy a complimentary membership of Taj Epicure.
- Enjoy 2 complimentary rounds of golf each month at 32 top-notch golf courses throughout India.
- Enjoy exclusive dining offers with a complimentary membership to EazyDiner Prime.
- American Express provides a 24/7 concierge service.
- The value of insurance coverage for air accidents is Rs. 1 crore.
American Express Platinum Travel Credit Card
- Membership Fee: Rs.3500 + Taxes for the first year and Rs. 5000 + Taxes for subsequent years.
- Enjoy the exclusive benefit of receiving 10,000 Membership Rewards Points.
- Enjoy the Lounge Benefit with 8 domestic airport lounges yearly, with a maximum of 2 per quarter.
- Earn 1 Membership Rewards Point for every Rs. 50 you spend.
- Earn rewards points-based milestone benefits when you reach spending milestones of Rs: 1.9 lakh / 4 lakh in a membership year.
- Receive a complimentary Taj Stay voucher when you spend Rs. 4 lakh in a membership year.
- All HPCL fuel stations in India will not charge a convenience fee.
AU Finance Bank Airport Lounge Access Credit Cards
Experience the ultimate luxury with AU Finance Bank Credit Cards, allowing you to enjoy unforgettable vacations. Private airport lounges provide a serene escape from the chaos of busy airports. These cards offer a perfect blend of luxury and practicality, creating a peaceful retreat with features that enhance productivity and relaxation, improving the experience for both business and leisure.
AU Bank Zenith Credit Card
- Membership and Annual Fee: Rs.7999 + Taxes
- Enjoy a particularly welcome benefit—get vouchers worth Rs. 1,000 when you make your first POS transaction and earn 10,000 Bonus Reward Points after spending Rs. 1 Lakh. These attractive perks apply to retail purchases within sixty days of card activation.
- Take advantage of the Lounge Benefit every quarter, which includes access to 4 domestic and 2 international airport lounges.
- Earn up to 20 Reward Points for every Rs. 100 you spend.
- Receive vouchers valued at Rs. 1,000 when you spend Rs. 2 lakh in a calendar quarter.
- In an anniversary year, enjoy a complimentary Taj Epicure membership with a minimum expenditure of Rs. 8 lakh.
- Receive 2,500 Bonus Reward Points when you make a retail transaction on your birthday.
- Our foreign currency markup fee is only 1.99% of the transaction amount.
- You can enjoy limited complimentary access to domestic and international airport lounges and IRCTC lounges.
- With a spend-based waiver, no membership or annual fees are required.
AU Bank LIT Credit Card
- Joining and Annual Fee: No fees for life Lounge Benefit – Enjoy8 domestic airport lounge access per year.
- Introducing India’s first customisable credit card allows you to select features that suit your needs.
- Enjoy a complimentary 3-month Zee5, Amazon Prime, and Cult.fit
- Get 1 Reward Point for every Rs. 100 spent on retail transactions.
- Whether you conduct your transactions online or offline, you can benefit from earning accelerated reward points.
- Enjoy a 1% surcharge waiver on fuel transactions ranging from Rs. 400 to Rs. 5,000.
- Get up to 5% cashback when you meet spending targets in retail.
- Enjoy 5% cashback on travel, dining, and grocery expenses.
IDFC First Bank Airport Lounge Access Credit Cards
Enjoy the luxury of IDFC First Bank Cards with Lounge Access during your travels. These cards provide access to exclusive airport lounges, offering a comfortable and peaceful experience before flights. Perfect for leisure and business travellers, these accommodations offer a tranquil escape with top-notch amenities, ensuring that layovers are a delightful experience and travel is a breeze. Take your journey to the next level with these high-end cards.
IDFC FIRST Select Credit Card
- Membership and Annual Fee: No Fees for Life
- Enjoy a unique benefit: get Rs. 500 vouchers when you spend Rs. 15,000 within the first 90 days of receiving your card. Furthermore, take advantage of a 5% cashback on EMI transactions, with a maximum limit of Rs. 1,000, during the initial 30 days after receiving your card.
- Enjoy the perk of accessing 16 domestic airport lounges per year.
- Get 10 times the Reward Points for every Rs. 125 spent above Rs. 25,000.
- Exclusive birthday promotion: Earn 10 times the Reward Points for every Rs. 125 you spend.
- Earn 6x Reward Points for every Rs. 125 spent online.
- Earn 3x Reward Points on offline purchases, up to Rs. 25,000 for every Rs. 125 spent.
- The interest rates range from 0.75% to 2.99% and offer a low foreign currency markup of 1.5%.
- Enjoy access to railway and airport lounges every quarter, free of charge.
- Get air accident insurance coverage of Rs. 1 Crore and personal accident coverage of Rs. 5,00,000.
- Cardholders receive liability coverage up to Rs. 50,000 in the event of a lost card.
- Enjoy a 1% fuel surcharge waiver on every gas purchase.
IDFC FIRST Wealth Credit Card
- Membership and Annual Fee: No Fees for Life
- When you spend over Rs. 15,000 within the first 90 days, you can receive Rs. 500 gift vouchers from leading brands. Additionally, take advantage of a 5% cashback on your initial EMI transaction within the first 30 days.
- Enjoy the Lounge Benefit with 16 complimentary domestic and international airport lounge access per year.
- Enjoy6 times the Reward Points on all your online purchases.
- Get3 times the reward points for offline purchases up to Rs. 30,000.
- Receive 10 times the reward points for large purchases over Rs. 30,000.
- Experience the incredible benefit of earning 10x Reward Points on every transaction on your special day.
- There is only a 1.5% foreign currency markup.
- Receive up to 2 complimentary golf rounds monthly when you spend Rs. 20,000.
- The package includes Rs. 1 crore in air accident insurance and Rs. 10 lahks in personal accident insurance.
- Enjoy a 1% waiver on the fuel surcharge.
Club Vistara IDFC FIRST Credit Card
- Membership and Annual Fee: Rs. 4999 + GST
- Enjoy a fantastic benefit: a complimentary class upgrade voucher and a voucher for a premium economy flight ticket with Air Vistara.
- Enjoy the perk of 8 complimentary domestic and 4 complimentary international airport lounge access per year.
- Enjoy a complimentary Club Vistara Silver Tier membership.
- Get rewarded with up to 6 CV Points for every Rs. 200 spent.
- Earn up to 6000 bonus CV Points by spending Rs. 30,000 monthly during the initial.
- Receive up to 5 complimentary Premium Economy Vistara flight vouchers as you achieve spending milestones.
- Enjoy 12 complimentary golf lessons every year.
- CFAR Trip Cancellation covers up to Rs. 10,000 for flights and hotels twice a year.
- Our foreign currency markup fee per transaction is a competitive 2.99%.
HSBC Bank Airport Lounge Access Credit Cards
HSBC Credit Cards with Lounge Access provide a top-tier travel experience. Customers can unwind in prestigious airport lounges worldwide, transforming layovers into opportunities for relaxation and indulgence.
HSBC Premier Credit Card (Metal Edition)
- Membership Fee: Rs 12,000
- Renewal Fee: Rs 20,000
- The Taj Experience Gift Card is worth Rs 12,000, which is a delightful benefit for you.
- Currency trading Markup starting at just 0.99%
- Enjoy the Lounge Benefit with unlimited annual access to domestic and international airport lounges.
- Get 3 reward points for every Rs 100 spent.
- Enjoy a generous 30% discount on your bill when you dine with EazyDiner. This fantastic offer saves up to Rs. 1250, making your dining experience even more delightful.
- Enjoy the exclusive Epicure membership and take advantage of various offers and benefits across the luxurious Taj hotels.
- When you book through BookMyShow, take advantage of the incredible offer of buying one movie ticket and getting one free. With Imagine vouchers, you can redeem your points for a 1:1 ratio with over 20 airlines and Apple products.
HSBC Cash Back Credit Card
- Membership and Annual Fee – Rs. 999
- Enjoy a special offer: Receive an Amazon voucher worth Rs. 1,000 when you make a transaction of Rs. 10,000 within the first 30 days.
- Enjoy the Lounge Benefit with 4 domestic airport lounge access every year.
- Experience a fantastic 10% accelerated cashback on groceries, food delivery, and dining expenses.
- Enjoy a generous 1.5% unlimited cashback on all other transactions, with just a few exceptions.
- Take advantage of the ‘Buy 2, Get 1 Free’ promotion on movies through BookMyShow.
- Get a Rs. 1,000 Amazon voucher as a welcome perk.
- Discover the ease and simplicity of contactless payments enabled by VISA Wave technology.
Conclusion
Embarking on a journey can be thrilling and tiring, but it can become a smooth and pleasurable experience with the proper tools. These top 10 Indian credit cards in 2024 for airport lounge access provide exceptional luxury and convenience, surpassing ordinary financial tools. These cards offer many advantages, such as access to exclusive lounges and comprehensive travel insurance, making them ideal for both frequent and occasional travellers. Why settle for average when you can enhance your vacation experience? Select the perfect travel partner for a luxurious, leisurely, memorable adventure.
