Unveiling the 5 Best Credit Cards for Amazon Shopping

best credit cards for amazon shopping

In today’s digital age, buying things online has become a necessary part of our daily routines. Amazon India is one of the most popular e-commerce platforms among the many alternatives, and millions of intelligent shoppers prefer it. To get the most out of your shopping experience on Amazon India, it’s essential to use the right credit cards. However, with so many options available, each offering unique benefits and rewards, it can be not easy to choose the right one. We have compiled a comprehensive list of the most advantageous credit cards specifically designed for purchases on Amazon India. With this information, you can be confident that your shopping experience will be unparalleled.

HDFC Bank Infinia Credit Card – The Epitome of Excellence

best credit cards for amazon shopping


  • Super-premium card with unparalleled rewards.
  • 5X rewards rate for Amazon purchases via HDFC’s Smartbuy Portal.

The HDFC Bank Infinia Credit Card is a luxurious and exclusive credit card that provides exceptional benefits to its discerning users. Despite recent changes in reward rates (from 10X to 5X), this credit card remains the gold standard in its category, offering a generous reward rate that ensures substantial savings for every rupee spent on Amazon India.

LTF IndusInd Bank Credit Cards – Lifetime Free with Limitless Rewards

best credit cards for amazon shopping


  • Lifetime free (LTF) credit cards with versatile redemption options.
  • 5 points per Rs 150 spent, equating to 25 points per Rs 150 on Amazon purchases.

IndusInd Bank offers a range of credit card options that provide lifetime free credits and democratise access to premium rewards and benefits. These cards offer flexibility in redemption and give a competitive reward rate of 5X on Amazon purchases. This ensures that you can receive tangible rewards tailored to your personal preferences for every rupee spent on Amazon.

HDFC Bank Diners Club Black Credit Card – Exclusivity Redefined

Hands on with HDFC Bank Diners Club Black Credit Card – CardExpert


  • 3X rewards for Amazon India transactions via HDFC’s Smartbuy portal.
  •  Normal reward rate of 5 points per Rs 150 spent.

The HDFC Bank Diners Club Black Credit Card offers unparalleled rewards and premium benefits that redefine exclusivity. By providing a 3X accelerated rewards rate on Amazon India purchases and the standard reward rate of 5 points per Rs 150 spent, this card effectively combines functionality and luxury, guaranteeing generous rewards for all Amazon India transactions.

ICICI Bank Amazon Pay – Where Affordability Meets Excellence


  • No annual fee and competitive rewards.
  • Prime members earn 5% rewards, and non-Prime members earn 3% on Amazon purchases.

The ICICI Bank Amazon Pay with Credit Card is an excellent combination of value and distinction. It offers a wide range of advantages without any annual charge. Prime members can earn a 5% rewards rate on Amazon India, while non-Prime members can earn 3% on each transaction. This card is straightforward and available, making it a great value and ensuring that every purchase on Amazon India is convenient and hassle-free.

Honorable Mention: SBI Click – Unveiling Hidden Gems


  • Modest joining/annual fee with accelerated rewards on select partners.
  • Amazon India is among the 10X partners, offering attractive rewards.

The SBI Simply Click Credit Card offers many benefits for online shoppers, especially for purchases made on Amazon India. By charging an annual or nominal fee for membership and providing accelerated rewards to select partners, such as Amazon India, this credit card ensures exceptional value for money, converting every rupee spent into significant savings and rewards.


In summary, choosing the right credit card for your purchases on Amazon India is not just a matter of personal preference but a calculated decision to optimise your savings and rewards. You can start a journey of unmatched rewards and benefits by carefully evaluating your buying patterns, redemption preferences, and eligibility requirements. This will ensure that every transaction you make on Amazon India is not just a transaction but an investment in a prosperous future. So, get the right credit card and embark on an unprecedented shopping journey while saving money. Maximise your savings and rewards with these curated credit cards tailored specifically for Amazon India shopping. Best wishes for your purchase!

Shopping Benefits of Using Credit Cards on Amazon India

Rewards and Cashback: Credit cards often offer bonuses or cashback options for purchases made on Amazon India, allowing cardholders to earn back some of their expenses through rewards points or cashback.

Purchase Protection: Many credit cards come with purchase protection, which protects against loss, damage, or theft for a specified period after the purchase date. This gives you peace of mind when making purchases on Amazon India.

Fraud Protection: Credit cards provide comprehensive features that safeguard your security against fraudulent activities while conducting transactions on Amazon India, including zero liability for unauthorised transactions.

Special Discounts and Offers: Some credit cards provide exclusive discounts, deals, or promotional offers for transactions made on Amazon India, allowing cardholders to get more value for their purchases and save money.

Tips for Maximizing Your Credit Card Shopping Benefits on Amazon India

Choose the Right Card: When shopping on Amazon India, it’s essential to choose a credit card that offers the highest rewards or cashback rates and aligns with your spending habits.

Stack Rewards: To maximise your credit card benefits, take advantage of promotional offers, compensation opportunities, and incentive rewards.

Utilise Sign-up Bonuses: Some credit cards may even offer sign-up incentives or introductory offers that can provide additional rewards or benefits when used for Amazon India purchases.

Monitor Spending: By tracking your spending, you can optimise your credit card rewards and stay within your budget while shopping on Amazon India.

Navigating the Application Process for Credit Cards on Amazon India

Research: Analyze the different credit card options on Amazon India and compare their attributes, advantages, and eligibility requirements to find the most suitable one for your needs.

Check Eligibility: Check the eligibility criteria, such as age restrictions, minimum income requirements, and credit score prerequisites, to confirm your eligibility for the selected credit card.

Gather Documentation: Gather all the necessary documentation, including identification proof, address proof, income proof, and employment details, which are mandatory for the credit card application process on Amazon India.

Apply Online: Fill out the credit card application form available on the Amazon India website or the respective bank’s portal with accurate information and submit the required supporting documents.

By following these steps, you can purchase a credit card on Amazon India hassle-free.

Understanding Eligibility Criteria for Credit Cards on Amazon India

Income Requirements: It is common for credit cards to have eligibility requirements based on the applicant’s income to ensure they have the necessary financial resources to manage their credit responsibly.

Credit History: To improve your eligibility for credit cards on Amazon India and show lenders your creditworthiness, you should have a positive credit history with a good credit score and a track record of punctual bill payments.

Age Limitations: To apply for a credit card on Amazon India, you must meet the minimum age requirements of the relevant bank or financial institution, which usually range from 18 to 21.

Residency Status: Before applying, make sure you meet the domicile requirements, which may limit eligibility to citizens of certain countries or regions.


Can I use a credit card to shop on Amazon India?

Most credit cards can be used on Amazon India, but some offer unique benefits, such as incentives and discounts, that are exclusive to Amazon. To maximise your savings and rewards, choose an Amazon-optimized credit card.

How can I maximise the benefits of my credit cards when shopping on Amazon India?

To get the most out of your credit card on Amazon India, consider the rewards rates, promotional offers, and reward accumulation. Look for a card that offers high cashback or rewards rates for Amazon purchases, take advantage of sign-up incentives, and watch for deals and discounts.

What are the eligibility criteria for obtaining a credit card for Amazon India shopping?

Credit card eligibility criteria vary depending on the issuing bank or financial institution. Standard criteria include residency status, credit history, minimum income, and age restrictions. Make sure you meet these requirements to increase your chances of being approved when applying for a credit card on Amazon India.