Top 10 Picks for the Best International Travel Credit Cards

best international travel credit cards

International travel is an exciting endeavour; having the appropriate credit card can transform it into a smooth and fruitful voyage. This exhaustive guide for 2024 examines the top 10 international travel credit cards in minute detail, with each card providing a distinct array of advantages and benefits. Whether you are an infrequent traveller or a seasoned globetrotter, these credit cards guarantee to enhance the quality, affordability, and enjoyment of your upcoming international excursions. In this analysis, we shall examine the unique characteristics of each card, revealing the potential they offer to enrich your journeys around the world.

American Express Platinum Travel Credit Card

best international travel credit cards

In 2024, individuals who prefer wealthy travel will find solace in the American Express Platinum Travel Credit Card. A modest ₹3,500 is required to obtain this card annually, which grants access to four complimentary lounge visits, special milestone rewards, fuel convenience, and exclusive discounts at partner restaurants. Additionally, the card provides access to appealing travel vouchers. Furthermore, they benefit from accumulating reward points with each transaction and the complimentary inclusion of up to two additional credit cards.

Citi Premier Miles Credit Card

best international travel credit cards

In 2024, the Citi Premier Miles Credit Card will be the credit card of choice for the most intrepid traveller. Benefit from a welcome gift, contactless payment options for transactions up to ₹2,000, and the ability to redeem miles for airline tickets, partner restaurants, and petroleum stations, in addition to earning ‘ miles’ at various spending levels. This card offers the ideal combination of flexibility and rewards and accommodates infrequent and frequent travellers.

Air India SBI Signature Credit Card

best international travel credit cards

Specified for individuals who favour flying with Air India, the Air India SBI Signature Credit Card will be available for an annual charge of ₹5,000 in 2024. Embrace a seamless journey by availing yourself of a complimentary Air India passenger programme membership, priority access to domestic facilities, and the opportunity to accumulate four reward points for every $100 spent. Advantageous Air India customers can use fuel surcharge exemptions and exclusive rewards when making ticket reservations, rendering it a highly commendable option.

Axis Bank Vistara Signature Credit Card

best international travel credit cards

Designed with frequent flyers in 2024 in mind, the Axis Bank Vistara Signature Credit Card provides an extensive array of perks and incentives in addition to rewards and discounts. Obtain a silver membership to Club Vistara and a complimentary premium economy ticket as a token of appreciation for reaching expenditure milestones that qualify you for premium economy tickets. Benefit from exclusive lounge access at select Indian airports, additional points awarded for reaching expenditure milestones, and enhanced security through air calamity insurance and purchase protection.

Standard Chartered Emirates World Credit Card

best international travel credit cards

Although it will charge a joining fee of ₹6,000 in 2024, the Standard Chartered Emirates World Credit Card caters to the discerning traveller. Benefits include priority pass membership for international lounges, coverage for overseas aviation accidents, access to more than 25 domestic airport lounges with MasterCard, and insurance against flight delays and lost cargo. The ability to make contactless purchases and amortise large-ticket expenses in smaller instalments will further enhance your travel experience.

HDFC Regalia Credit Card

best international travel credit cards

The HDFC Regalia Credit Card, with an annual fee of ₹2,500 in 2024, is one of the most pocketable alternatives for individuals seeking to travel internationally. Receive up to twelve complimentary lounge passes per year, a priority pass membership, and a silver membership to Club Vistara. Utilise the reward points accumulated at a rate of four per 100 spent to obtain dining privileges and discounted airfare.

YES First Preferred Credit Card

The YES First Preferred Credit Card, which will cost ₹2,500 annually in 2024, provides an extensive range of advantages for the discerning traveller. Obtain priority pass status, double rewards on domestic dining and booking transactions, accidental death coverage, and emergency hospitalisation coverage while travelling abroad. Benefit from enhanced security and additional privileges while accumulating exclusive reward points on your very first purchase with this premium credit card.

Axis Bank Magnus Credit Card

The Axis Bank Magnus Credit Card carries an annual initiation charge of ₹10,000 in addition to GST for the most discerning traveller in 2024. Unrestricted, gratuitous access to domestic and international lounges will elevate the ambience of every voyage to that of luxury. In addition to a 2% foreign exchange commission fee, the card provides an array of exclusive perks.

Indusind Legend Credit Card

Those who desire exclusivity while travelling will be the target market for the IndusInd Legend Credit Card, which will cost $9,999 plus GST in 2024. In addition to eight complementary accesses to domestic and international lounges per year, the annual fee includes a 1.80% foreign exchange surcharge. Indulge in a seamless travel experience where each transaction is a seamless combination of luxury and convenience.

Yes Bank First Exclusive Credit Card

In 2024, for an annual fee of $1,999 plus GST, the Yes Bank First Exclusive Credit Card will provide an unprecedented travel experience. Yearly access to eight complimentary domestic and international lounges and a competitive 1.75 percent forex commission fee. In addition, this card offers privileged perks, including emergency overseas hospitalisation coverage and accidental death coverage, which guarantee a luxuriant and trouble-free journey.


The key to accessing a world of benefits in 2024 is to choose the ideal international travel credit card, and these ten credit cards accommodate a variety of travel preferences. Whether you prioritise access to lounges, reward points, or exclusive discounts, the upcoming year will be filled with seamless, luxurious, and enjoyable international travel with the right credit card. Considering your travel requirements and conducting a feature comparison, commence your upcoming global journey with the assurance that your credit card is precisely engineered to enhance its value, protection, and convenience. Travel safely!

How to Apply:

1. Visit the official website of the credit card issuer.
2. Locate the specific credit card page.
3. Fill out the online application form with personal and financial details.
4. Submit required documents as per the application process.
5. Await approval, and once approved, receive your credit card.


1. Lounge Access: Enjoy complimentary access to airport lounges.
2. Reward Points: Earn points for every transaction, redeemable for travel, dining, and more.
3. Travel Insurance: Receive coverage for flight delays, baggage loss, and overseas accidents.
4. Exclusive Discounts: Access partner offers for hotels, restaurants, and travel bookings.


How long does it take to get approved?

Approval times vary but typically range from a few days to weeks.

Can I use the card internationally?

Most travel credit cards are designed for international use and have low foreign transaction fees.

What are the annual fees?

Annual fees vary by card; check the specific credit card details for accurate information.