Accompanied by the appropriate amenities, a voyage is elevated to a more refined experience. International Lounge Access Credit Cards accommodate the requirements of frequent travellers by offering an extensive range of perks. This article investigates the ten best options available in India, analysing their distinctive characteristics, application procedures, and the necessary documentation. These International Lounge Access Credit Cards revolutionise the travel experience, catering to guests seeking convenience, luxury, and comfort.
International Lounge Access Credit Cards: A Gateway to Opulence
These credit cards revolutionise travel comfort, tailored for individuals searching for more than air travel necessities. They provide an assortment of perks, including access to global lounges, complimentary meals, Wi-Fi, premium seating, business centre facilities, and bathing amenities. Although prices may differ, most of these cards grant frequent travellers complimentary access to airport terminals around the globe, rendering them a worthwhile investment.
Top 15 International Lounge Access Credit Cards 2023:
American Express Platinum Travel Credit Card
1. American Express Platinum Travel Credit Card
The American Express Platinum Travel Credit Card enhances the travel experience by providing access to global lounges and a substantial welcome incentive of 100,000 Membership Rewards points. Those who value luxury and rewards are the intended recipients of this card.
Annual Fee: ₹60,000 + taxes
Welcome Bonus: 100,000 Membership Rewards points
Lounge Access: Priority Pass membership with unlimited access to 1,200+ lounges globally, including Centurion Lounges, American Express Lounges, Priority Pass Lounges, Escape Lounges, and Delta Sky Club Lounges.
Additional Benefits: Travel rewards and purchase protection.
2. HDFC Bank INFINIA Credit Card Metal Edition
An invitation-only offering, the INFINIA Credit Card by HDFC Bank imparts an air of exclusivity to the privileged. Its metal edition and complimentary Club Marriott membership symbolise luxury, granting unrestricted entry to airport lounges worldwide.
Annual Fee: ₹12,500 + taxes
Lounge Access: Unlimited lounges worldwide for primary and add-on members.
Additional Benefits: Complimentary Club Marriott membership for the first year, reward points.
3. ICICI Emerald Credit Card
Designed to accommodate frequent flyers, the ICICI Emerald Credit Card guarantees a smooth and trouble-free journey. Benefit from unrestricted gratuitous access to facilities at international airports as a member of the Dreamfolks programme, which guarantees a comfortable and convenient journey.
Annual Fee: ₹12,000 + taxes
Lounge Access: Unlimited complimentary access to international airport lounges under the Dreamfolks Membership Programme.
Eligibility: ₹3,00,000+ monthly salary or Annual Income Tax Returns of ₹30 Lakhs.
Additional Benefits: Cashback, rewards.
4. HDFC BANK DINERS CLUB BLACK CREDIT CARD
Situated as a high-end option, the HDFC Bank Diners Club Black Credit Card accommodates individuals in pursuit of excellence. Gain access to more than 1300 lounges globally for an annual charge of 10,000, facilitating an extraordinary travel experience.
Annual Fee: ₹10,000 + taxes
Lounge Access: Unlimited access to around 1300 lounges globally.
Eligibility: Monthly salary of ₹1.75 Lakhs or an annual income of ₹21 Lakhs.
Additional Benefits: Annual memberships from Marriott, travel rewards.
5. AXIS BANK MAGNUS CREDIT CARD
The Axis Bank Magnus Credit Card is an adaptable option that provides an extensive selection of advantages. Whether one desires a complimentary domestic flight ticket or a Tata CLiQ voucher, this card guarantees an amalgamation of convenience and luxury, encompassing unlimited visits to international lounges.
Annual Fee: ₹10,000 + Taxes
Lounge Access: Unlimited complimentary international lounge visits and eight accompanied guest visits annually.
Health and Benefits: Insurance benefits, medical concierge program, preventive healthcare.
Dining and Entertainment: Up to 40% discount at 4000+ restaurants, BookMyShow benefits.
Travel and Stay: 8 complimentary Airport Meet and greet services.
Eligibility: Annual Salary of ₹18 Lakhs or Income Tax Return filed for ₹18 Lakhs.
Additional Benefits: Annual Fee waiver on spending of ₹15 Lakhs in the preceding year, low-interest rates, no ATM cash fees, surcharge waiver. Complimentary economy class flight tickets and dining discounts.
6. AXIS BANK SELECT CREDIT CARD
The Axis Bank Select Credit Card offers a combination of luxury and affordability with its yearly fee of ₹3,000. Benefit from Priority Pass’s twelve complimentary excursions to international airport lounges and an Amazon voucher valued at ₹2,000.
Annual Fee: ₹3,000 + TaxesLounge Access: 12 complimentary international airport lounge visits through Priority Pass Membership.
Grocery Shopping: 20% off on Big Basket, 40% on Swiggy.
Rewards: 5000 EDGE points on spending ₹3 Lakhs in a year, 2X rewards on retail shopping.
Eligibility: Net income of ₹6 Lakhs per annum.
Additional Benefits: Complimentary golf access, exclusive weekends, Amazon voucher, and dining discounts.
7. SBI CARD ELITE
Designed for high-net-worth individuals, the SBI Card Elite annually provides six complimentary excursions to international airport lounges and a ₹5,000 e-voucher. It is a card that enhances the way of life of individuals who prioritise opulence.
Annual Fee: ₹4,999 + Taxes
Lounge Access: Complimentary Priority Pass membership with six airport lounge visits per calendar year outside India.
Complimentary Movie Tickets: Free movie tickets worth ₹6,000 every year.
Rewards: 5X Reward Points on Dining, Supermarket, and Grocery Spends.
Milestone Privileges: Bonus Reward Points on annual spends, fee reversal on high spends.
Eligibility: Monthly income of ₹60,000+.
Additional Benefits: Club Vistara membership, lowest forex markup, E-vouchers, milestone privileges.
8. Yes Bank’s Yes First Exclusive Credit Card
Yes Bank’s Yes First Exclusive Credit Card is intended for a few. It provides them with Amazon vouchers, a one-year charge abatement on retail purchases, and complimentary access to international lounges. It grants access to an incredible realm of luxury and incentives.
Annual Fee: ₹1,999 + taxes
Lounge Access: Complimentary international airport lounge access.
Eligibility: Minimum Net Salary of ₹2 Lakhs per month or Income Tax Return of ₹18 Lakhs and above.
Additional Benefits: Amazon vouchers, waiver of renewal charges.
9. HDFC Regalia Gold Credit Card
The HDFC Regalia Gold Credit Card achieves a harmonious merging of cost-effectiveness and luxury through its $2,500 annual fee. Benefit from a gift certificate in the value of the fee, which entitles you to twelve complimentary visits to airport lounges within India and six abroad.
Annual Fee: ₹2500 + taxes
Lounge Access: 12 complimentary airport lounge access within India and six outside India.
Eligibility: Monthly Income ₹1,00,000+ or Self-employed, ITR ₹12 Lakhs+.
Additional Benefits: Gift voucher, rewards program.
10. AU Zenith Credit Card
The AU Zenith Credit Card provides privileged individuals special privileges beyond lounge access. This card demonstrates an awareness of and accommodation for the preferences of discerning travellers, as it offers vouchers on initial retail purchases and additional reward points.
Annual Fee: ₹7,999 + taxes
Lounge Access: 2 complimentary airport lounges are accessed quarterly using Priority Pass.
Eligibility: Indian citizen between 21 and 60 years old.
Additional Benefits: Retail transaction vouchers and reward points.
11. Citi Bank Prestige
Targeting the astute consumer, the Citi Bank Prestige Credit Card represents an emblem of privilege. It caters to individuals who value luxury and individualised attention with features and benefits that are beyond comparison, such as access to international lounges.
Annual Fee: Invitational
Welcome Bonus: Exclusive welcome benefits tailored for Prestige cardholders.
Lounge Access: Immerse yourself in luxury with unlimited access to international airport lounges, providing a seamless travel experience for the discerning traveller.
12. Axis Reserve Credit Card
Designed for individuals who lead refined and sophisticated lives, the Axis Reserve Credit Card is a premium product. Ideal for those searching for an impeccable fusion of luxury and practicality, it grants access to international lounges and other exclusive privileges.
Annual Fee: ₹10,000 + taxes
Welcome Bonus: Varied welcome privileges designed to enhance your lifestyle.
Lounge Access: Enjoy unlimited access to a network of international lounges, ensuring a travel experience that matches your sophisticated tastes.
13. Kotak White Reserve Credit Card
Lifestyle enhancement is the purpose of the Kotak White Reserve Credit Card. As one of its numerous benefits, it provides access to international lounges to promote luxury travel. Those who appreciate the finest things in life should receive this card.
Annual Fee: ₹5,000 + taxes
Welcome Bonus: Tailored welcome benefits for White Reserve cardholders.
Lounge Access: Elevate your travel with complimentary access to international airport lounges, offering a haven of comfort and exclusivity.
14. Standard Chartered Ultimate Credit Card
For those who require the utmost, the Standard Chartered Ultimate Credit Card is an all-encompassing solution. It guarantees a travel experience that corresponds to your affluent way of life through various perks, such as access to international lounges.
Annual Fee: ₹5,000 + taxes
Welcome Bonus: Exclusive welcome benefits for Ultimate cardholders.
Lounge Access: Experience the ultimate luxury travel with complimentary access to a global network of airport lounges, ensuring a journey of sophistication.
15. IDFC First Wealth Credit Card
Designed with luxury in mind, the IDFC First Wealth Credit Card provides an array of privileges, such as access to international lounges, to elevate the ambience of each voyage. It accommodates individuals who prioritise both practicality and exclusivity.
Annual Fee: ₹2,500 + taxes
Welcome Bonus: Tailored welcome benefits for Wealth cardholders.
Lounge Access: Indulge in luxury travel with complimentary access to international airport lounges, making every journey a seamless and abundant experience.
How do you apply for International Lounge Access Credit Cards?
On The CreditMantri Website
1. Click on “CHECK ELIGIBILITY.”
2. Fill in the necessary information.
3. Submit and enter the OTP received.
4. Follow the instructions to complete the application.
On The Bank’s or Company’s Website
1. Visit the official website.
2. Choose the desired card.
3. Review and apply.
4. Provide details and OTP for verification.
5. Answer basic questions about work, income, etc.
6. Click “apply” and receive confirmation.
Visit a bank branch, submit the required documents, and fill out the application form with assistance from a bank representative.
Documents Required to Apply for an International Lounge Access Credit Card:
Identity Proof: Aadhaar card, PAN CARD, Ration card, Passport, Voter’s ID card, Driving License.
Address Proof: Ration card, Electricity bill, Passport, Rental agreement, Aadhaar card.
Income Proof (for salaried individuals): Recent salary slip(s), Salary certificate, Employment letter.
Income Proof (for self-employed): Certified financials, Audited balance sheet or P&L statement, Recent ITR.
Additional Documents: Form 60 or PAN card copy, Photograph.
By preparing these documents, you streamline the International Airport Lounge Access Credit Card application process.
Selecting the Most Optimal International Lounge Access Credit Card signifies embracing luxury during your travels, transcending mere practicality. The preeminent credit cards examined in this discourse bestow exclusive lounge access and abundant supplementary advantages. Determine which one best suits your travel preferences to experience a journey brimming with luxury and convenience. Credit cards that offer a range of benefits—including unlimited access, complimentary visits, and additional rewards—serve the varied requirements of travellers. Select the Best International Lounge Access Credit Card corresponding to your travel needs and preferences by evaluating the features and exploring the available alternatives. Apply now to commence a journey of convenience and luxury!
What are International Lounge Access Credit Cards?
Credit cards that grant cardholders access to airport lounges worldwide and provide complimentary refreshments, Wi-Fi, and comfortable accommodations are possible.
Which Banks Offer International Lounge Access Credit Cards in India?
These cards, offered by famous institutions such as HDFC, ICICI, Axis, SBI, and American Express, provide frequent travellers exclusive perks and functionalities.
Do International Lounge Access Credit Cards Have Annual Fees?
An annual fee is associated with the majority of these cards. Some financial institutions may waive or reduce the costs in exchange for consumer loyalty or expenditure or for the card’s perks. Have multiple categories, the one selected here will be used for settings and